RETIREMENT PLANNING
Segregated Funds
Mutual Funds
RRSP
RIF / LIF
Annuity (insured)

RRSPs are the most popular way of saving for retirement. We believe that the biggest contribution to any RRSP is good advice. Your Birnco Financial Group advisor can help you sort through the many options available to you. One thing's for sure; the earlier you start, the better.

A group RRSP is a collection of individual RRSPs where employees make contributions through regular payroll deductions on a pre-tax basis. There is also the possibility of your employer contributing to your RRSP.

Key Benefits of Group RRSPs

• Contribution remitted at source
• Possible employer contributions
• Dollar cost averaging (takes out the worry of timing the market)
• Avoid the issue of last minute RRSP contributions

Products Available

• Regular Group RRSPs
• Group RRSP Segregated funds